Coverage
Types of life insurance coverage
Plain-language guides to the most common kinds of life insurance, so you can understand your options. A licensed agent can help you decide what actually fits.
Term life insurance
Straightforward coverage for a set period — often the most affordable place to start.
Learn moreWhole life insurance
Permanent, lifelong coverage that builds cash value over time.
Learn moreFinal expense insurance
Smaller, permanent coverage for funeral and end-of-life costs.
Learn moreGuaranteed issue life insurance
Whole life with no medical exam and limited health questions.
Learn moreIndexed universal life (IUL) insurance
Permanent coverage with flexible premiums and index-linked cash value.
Learn moreNo-medical-exam life insurance
A faster path to coverage using health questions instead of an exam.
Learn moreSeven16 Life provides general information to help you explore life insurance options. This is not financial, legal, or tax advice.
Coverage is subject to eligibility, the application, and underwriting. Not everyone will qualify, and approval is never guaranteed.
Products and availability may vary and may not be offered in all states.
Coverage is provided and underwritten by licensed insurance providers. Seven16 Life may refer or connect you with licensed providers or partners where appropriate.